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Showing posts from December, 2025

RBI Cuts Repo Rate to 5.25% in December 2025: What This Historic Decision Means For Your Wallet

  RBI Cuts Repo Rate to 5.25% in December 2025: What This Historic Decision Means For Your Wallet # Big News: Interest Rates Just Got Cheaper Yesterday, December 5th, 2025, brought some really good news for most Indians. The Reserve Bank of India, under the leadership of new Governor Sanjay Malhotra, decided to cut the main interest rate by 25 basis points. This means the repo rate dropped from 5.50% to 5.25%. Think of it like your bank just made borrowing money a little bit cheaper for everyone. What makes this extra special? All six members of the Monetary Policy Committee agreed on this decision together. There was no disagreement, no debate. Everyone saw the same bright picture for India's economy and said yes, let's make this happen. This kind of complete agreement is rare and shows real confidence in where our economy is headed. This wasn't just a small decision either. It's the fourth time this year that the RBI has cut rates. If you add them all up, they've ...